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For Beginners Blog

Rita Van Schoiack | May 5, 2025

The Link Between Mental Health and Financial Stability

financial stability
mental health
When most people think about personal finance, they think about budgets, credit cards, or saving for retirement. But there's another side to money that doesn’t
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Monika Elguezabal | Apr 4, 2025

The Impact of Interest Rates on Home Buying: A Guide for First-Time Homebuyers 🏡

interest rate
buying a house
home ownership
Purchasing a home is one of the most significant financial decisions you'll make. As a first-time homebuyer, grasping how interest rates influence your mortgage
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two blue beach chairs near body of water by Aaron Burden courtesy of Unsplash.
Monika Elguezabal | Feb 19, 2025

Retirement Accounts: A Smart Start for Your Financial Future

retirement
planning for retirement
IRA
Retirement Accounts: A Smart Start for Your Financial Future When you're just starting in your career, retirement can seem like a distant concern. After all
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Kason Cimmiyotti | Feb 6, 2025

Taxes 101: Understanding the Basics and How They Work

Taxes are essential to modern society, funding everything from roads and schools to healthcare and national defense. Yet, for many people, taxes remain a
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Monika Elguezabal | Jan 16, 2025

Understanding Your Credit Score: A Guide for High School and College Students

As a high school or college student, you might not think much about your credit score right now, but you’ll need to understand it soon. Your credit score can
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Kason Cimmiyotti | Jan 2, 2025

Saving Money While Traveling: Lessons From Fixing My Car

travel
Holiday Travel
College Students Holiday Travel
As a college student, my life is a balancing act of classes, part-time work, and a tight budget. Recently, I faced a financial curveball—my car broke down right
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Monika Elguezabal | Dec 11, 2024

Holiday Financial Check-In: A Simple Guide for Beginners

holiday budget
The holidays are here! It’s a time for family, food, fun, and maybe a little bit of spending. But before you dive into the season’s excitement, it’s important
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structural shot of wind mills during daytime by Karsten WĂĽrth courtesy of Unsplash.
Kason Cimmiyotti | Nov 21, 2024

An Introduction to SRI, ESG, and CSR in Personal Finance

ESG
CSR
socially responsible investing
Investing isn’t just about growing your wealth—it can also be a way to support causes you care about. Socially Responsible Investing (SRI), Environmental
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Monika Elguezabal | Nov 6, 2024

Unlock the Secrets of Budgeting: Transform Your Life and Boost Your Financial Strength!

budgeting apps
Personal finance
Budgeting might seem daunting and boring, just another task on your long to-do list. You might feel like it will restrict you from spending money how and when
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Kason Cimmiyotti | Oct 24, 2024

Paying for college

Smart financial planning for college success
College
savings for education
financial planning for college
Entering college is an exciting time, but figuring out how to pay for it can be overwhelming. The rising costs of tuition, housing, and textbooks make budgeting
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woman wearing blue denim jacket holding book by Element5 Digital courtesy of Unsplash.
Monika Elguezabal | Oct 2, 2024

A Student's Perspective on Financing Their Education.

College
savings for education
financial planning for college
Interview with Madison, a college student attending one of the colleges in Oregon. She shared her story about navigating her educational and financial journey
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flat lay photography of blue backpack beside book and silver MacBook by Matt Ragland courtesy of Unsplash.
Monika Elguezabal | Aug 23, 2024

How to get financially ready for college?

College
saving money
saving for college
part time job
student
As a high school student, you work hard to earn good grades and participate in extracurricular activities because you know it's essential if you're considering
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